Credits & Payments
The Credits & Payments system controls how AI processing, signal generation, and advanced features are consumed across the Comps platform.
Credits are used when generating signals, running strategies, and interacting with Luma Chat AI. Different actions consume different amounts of credits depending on the selected Power Level, complexity, and processing depth.
This system ensures transparent usage, predictable costs, and flexible scaling for all users.
What Are Credits?
Credits are the internal usage units used to access AI-powered features on Comps.
Credits are consumed when you:
Generate trading signals
Run preset or custom strategies
Use advanced Power Levels
Interact with Luma Chat AI
Perform AI-intensive analysis or optimization
Each action consumes credits based on:
Selected Power Level
Strategy complexity
Number of indicators and confirmations
Depth of analysis requested
Credit Usage Principles
Higher Power Levels consume more credits
More complex strategies require more processing
Preset strategies are generally more credit-efficient
Custom strategies consume credits based on their configuration
Luma Chat usage scales with conversation depth and analysis level
Credits are deducted only when processing occurs.
Payment & Billing Model
Comps uses a prepaid credit-based billing model.
How It Works
Purchase credits through your account dashboard
Credits are added instantly to your balance
Use credits across signals, strategies, and Luma Chat
Credits are deducted automatically per action
You can enable Auto-Buy to automatically purchase additional credits when your balance runs low.
There are no hidden fees and no per-trade commissions tied to AI usage.
Credit Expiration
Credits do not expire unless explicitly stated in a promotional offer
Promotional or bonus credits may have an expiration date
Expiration details, if any, are always shown before confirmation
Subscription Plans vs Credits
Comps may offer subscription plans that include:
Monthly credit allocations
Access to advanced features
Preferential pricing on additional credits
If your subscription includes credits:
Credits are refreshed at the start of each billing cycle
Unused credits do not roll over
Plan-specific rules are clearly disclosed
What Happens When Credits Run Out?
If your credit balance reaches zero:
Signal generation is paused
Strategies cannot be executed
Luma Chat AI remains limited or unavailable
No processing occurs until credits are replenished
You will always receive a low-credit warning before reaching zero.
Credit Usage Transparency
Comps provides full visibility into your usage:
Current credit balance
Credit consumption per action
Historical usage logs
Estimated credit cost before execution (when applicable)
This allows you to manage and optimize your usage effectively.
Refund Policy
Credits are non-refundable once used
Unused credits are not refundable
Subscription cancellations stop future renewals but do not refund used credits
Promotional credits are not redeemable for cash
Payment Methods
Comps supports multiple payment options, which may include:
Credit and debit cards
Digital payment providers
Available methods may vary by region.
Security & Privacy
All payments are processed through secure, encrypted payment gateways
Comps does not store full payment details
Account and billing data is protected using industry-standard security practices
Common Questions
Do credits guarantee profitable trades?
No. Credits pay for AI computation and analysis, not trading outcomes.
Can I transfer credits to another account?
Credits are non-transferable unless explicitly stated otherwise.
Are credits used when strategies are offline?
No. Credits are only consumed when a strategy is actively executed or a signal is generated.
Best Practices
Use lower Power Levels for testing and exploration
Reserve higher Power Levels for critical trades
Optimize strategy complexity to reduce unnecessary credit usage
Monitor credit usage logs regularly
Summary
The Credits & Payments system gives you:
Flexible AI access
Transparent usage-based pricing
Full control over cost vs intelligence
Scalable processing for any trading style
Credits power everything AI-related on Comps—use them strategically to maximize value.
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